Financing Options

Lake Oswego Dentist - Lake Oswego Dental Office

<Up to 30+% off>

In general, you will receive greater payment reduction when your financing requires less administrative time, ranging from 2% to over 30% depending on your options and treatment needed.

Nearly all insurance plans are accepted.  At no additional charge, our office will submit claims and bill the insurance plans for you. We believe your insurance is a benefit you earned to offset the cost of your health maintenance. In order to better support our insured patients, our office actively takes special courses on insurance coding and billing every year and ensure you get your maximum benefit. Our knowledge on how to maximize both dental and medical insurance benefits can make a difference between paying for several hundreds to thousands of dollars—and not paying at all!

Payment Methods

  • Self financing: VISA, AMEX, MC, Discover, etc.
  • Heathcare financing: No-interest or small-payment options
  • Debit cards, Checks, or Cash
  • In-office plan: Automatic layaway plan up to 6 months
  • Insurance plan as a method of payment
  • Dental Saving Plan for non-insured patients
  • No-interest 12-month financing
  • Installment payment plan
  • Prepayment option to fix dental expense
  • “VIP check-in” to reduce unexpected dental cost by 10%

We offer a payment plan to help you complete the necessary treatment without a heavy financial burden. Postponing care means the increased cost and complication risks and more worries for the patient. Many patients have taken an advantage of our financing plan to reach their dream of dental wellness in a flash by choosing a faster no-interest option, or a smaller installment option. Ask us about financing to make your dream come true today!   Worried about unexpected additional treatment?  We also offer a “VIP check-in” option that helps you receive 10% off on such expenses. Please come in and ask us about it.

Financing Options

Without Insurance: Receiving timely care is important as postponing results in increased costs and less ideal results.  Non-insured patients may qualify for certain fee reductions by selecting one of the following options:

  • 10-30+% off with a "Dental Wellness Plan" membership
  • 10% off prepayment option
  • 5% off day-of-service payment
  • Other courtesy adjustments up to 2% may be available for treatment over $5,000 with payment plan(s)

CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.


With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.

CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And CareCredit is a GE Money Company, so you know you can count on us. For over 20 years, we’ve been helping over five million cardholders get the healthcare treatments they want and need.

Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit carecredit.com

With Insurance Plans:

  • Most insurance plans are accepted
  • Complementary Insurance Check to receive estimated copayments. (Free)
  • Insurance Tracking Spreadsheet (Free)
  • Copayment is due when treatment starts ("upon service")
  • 5% total fee discount for major treatment available for many insurance plans

Facilities and Equipment

  • Refreshment center: coffee, tea, juice, water, etc
  • Free WIFI
  • Quiet, non-hissing hand piece use
  • Digital x-ray machine, Planmeca and Schick: Reduced radiation exposure
  • CEREC technology: Custom one-visit crown & veneer treatment
  • Hospital-grade M11 UltraClave sterilization: Advanced asepsis for surgical and non-surgical care
  • Intraoral camera to take you for the “inside-your-mouth tour” ride!

Results from Our Happy Patients

Our Location

Dental Arts & Wellness
15074 SW Bangy Road
Lake Oswego, OR 97035

ph: (503) 476-9074

Our Friendly Staff
Is Ready to Answer
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